Deposit what you have from your bank account or crypto wallet
Depositing shouldn't be complicated. Fund your wallet with a bank transfer from your local bank account, or a crypto deposit to your wallet address.

Convert when your money's in the wrong currency
If the money you have isn't already in the currency you need, convert it instantly, right inside your wallet, no waiting on a stranger. Already holding the right currency? Skip this step and spend straight away.

Spend from your Digitpay balance
Send money, pay bills, and buy airtime in seconds, straight from your Digitpay balance. Send to a bank account, to another Digitpay user by email at zero cost, or onchain to any wallet address. It's fast, secure, and built for the payments you make every day.

Get started in 4 simple steps
Follow these simple steps to start your payment journey with Digitpay
Create Account
Deposit Money
Convert
Start Transacting

Trust & Compliance
Security you can verify, not just trust
Every part of your money's journey runs through named, regulated, independently audited partners, not just a promise.
Identity Verification
Dojah
ISO 27001, ISO 22301 & ISO 20000 certified. NDPR-compliant.
Every user is identity-verified before they can move money.
Fraud Monitoring
Block Radar
Wallet infrastructure and real-time fraud monitoring.
Every crypto transaction is screened before it settles.
Regulated Payouts
Assets MFB
Licensed NGN payout partner.
Local currency payouts run through a regulated financial institution.
Licensed Liquidity
Yellow Card
Licensed stablecoin on/off-ramp.
Crypto-to-fiat conversion runs through a regulated liquidity partner.
Want the full detail? Read our FAQ on safety and licensing.
The Old Way vs. Digitpay
The old way vs. the Digitpay way
One Account, Multiple Currencies
One app. Multiple currencies you actually need.
Most apps: built for one country
One pin. One currency. Nothing else moves.
Digitpay: one account, multiple African currencies
Naira, Cedi, Shilling — one balance, always moving.
Most local apps stop working the moment you cross a border. Digitpay holds and spends in multiple African local currencies from one account, so you're not starting over in every country.
Hear what our customers
have to say

In my 2+ months of using DigitPay, I can honestly say it has saved me a lot of stress. Before now, I had to contact someone, negotiate rates, send tokens, and wait before receiving my naira. DigitPay removes all those steps and handles everything seamlessly, giving me the best rates with zero hassle.
Linus Ngwee
Lead Software Developer
























