
Spend your money in local currencies across Africa
One account to hold, spend, or convert across Africa's local currencies.
Deposit what you have. Convert if you need to. Spend across Africa.
Digitpay lets Africans deposit what they have, whether crypto or their own local currency, and instantly convert, hold, and spend it in local currencies across Africa, all from one wallet.

No P2P trader. No forex bureau. No waiting.
With Digitpay, you deposit what you have, whether crypto or your own local currency, convert it when you need a different currency, and spend instantly across Africa's local currencies, with no hidden spread.
One account holds every currency you need, and it's built to work for anyone, simple enough for someone who isn't crypto-fluent, or holds no crypto at all, to use it just as easily. No rates to learn, no networks to understand, just money that spends the way you already think about it.

One wallet to convert, spend, and manage money anywhere in Africa.

Stablecoins and digital currencies are more than technology. They are a gateway to financial freedom for Africans and a powerful engine for African businesses to trade, grow, and compete globally.
Jude Somto Ugwu
CEO, Digitpay Finance
Our core values
Some call it culture; we choose to call it values. These are the principles that guide our everyday actions.
Transparency
No hidden spread, no undisclosed fees. What you see is the rate you get.
Speed & Reliability
Convert and spend instantly, processed in the background, no waiting on a stranger.
Built for Everyone
Simple enough for someone who isn't crypto-fluent, or holds no crypto at all, to use it too.
Credible
Trust is our foundation. We operate under regulated partner licenses, not just a promise.
Borderless by Design
One account, built pan-African from day one, to hold and spend across multiple African currencies.
Our story told in milestones
Incubation, Grants & Service Launch
We participated in the Aya incubation program sponsored by Lisk blockchain, emerged as finalists, and secured a grant.
MVP Development
Getting our web/PWA app ready for internal and beta testing: completing core features, deploying the app, registering the business, and meeting compliance requirements.
Internal/Beta Testing & Public Launch
Onboarded users for testing and public launch: listed USDC/USDT, enabled transactions on Lisk, Binance & Tron, and refined anti-money laundering policies.
Launch, Localize, Grow, Expand
Launched mobile apps to the stores, integrated Naira funding, and listed more crypto assets and blockchain networks.
Merchant Service Launch
Launched merchant service to facilitate seamless crypto-to-fiat operations for businesses.
Real Traction
Onboarded 10+ merchants, crossed $200,000+ in transaction volume, and grew past 2,000 user accounts.
Stellar Community Fund Grant
Awarded Stellar Community Fund grant to build out our cross-border rails in partnership with bridge.xyz. Integrated the Stellar Wallet Kit and the Stellar Disbursement Platform.
Expanding to Kenya, Uganda, Rwanda & Ghana
Extending and scaling into four new markets, Kenya, Uganda, Rwanda, and Ghana, while going multi-chain and multi-currency to support them.


